Applicants for a Habitat Housing Partnership are evaluated in three areas:
Need
Applicants must be living in substandard housing and not qualify for conventional
home financing. Substandard housing might include one or more of the following:
inadequate indoor plumbing, poor heating, leaks in the roof, overcrowding,
unsafe or unsanitary conditions and/or consuming a large portion of income.
Ability
to Pay
Habitat family partners must be able to pay back their mortgage so applicants
should be within a minimum/maximum income limit, with the limits being dependent
on family size.
(Limits are based on Statistics Canada low income cut-offs for NL - 2004)
Family Size |
Minimum $$ Yearly Income |
Maximum $$ Yearly Income |
2 |
23,769 |
29,222 |
3 |
29,222 |
35,480 |
4 |
35,480 |
40,239 |
5 |
40,239 |
45,385 |
6 |
45,385 |
50,529 |
7 |
50,529 |
55,581 |
Willingness
to Partner
Approved
applicants become Habitat Partners. Habitat Partners must agree to be responsible
home owners maintaining their home and property at a respectable level, to
attend Habitat for Humanity Homeowner Workshops and to help promote Habitat
if requested (for example media interviews).
Other
Applicants must have lived in St. John’s/Mt. Pearl area for at least
one year prior to the date of application; must have the ability to pay a
no interest mortgage and assume the responsibilities of home ownership; must
not have held a mortgage in the past; does not own any property (ie: cabin/land
etc.).
For
more information...
Click here to
download our brochure containing further information on eligibility criteria.
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